By Andrea Vasquez

For most, retirement conjures up thoughts of free time, vacations, a return to old hobbies, and relaxation. For others, it can be daunting—not having a set routine, not seeing people you’ve seen every day for more than 30 years, and most importantly facing financial unknowns. But retirement doesn’t have to be scary. With some planning, it will be one of the most rewarding, exciting milestones you can look forward to.

“We’d really like to show people that planning for your retirement doesn’t have to be a difficult process,” said Dennis Charleton, San Jacinto College Continuing and Professional Development (CPD) instructor for the Retirement Planning Today course and financial advisor. “The retirement planning course is geared for adults ages 50 – 70, but we encourage anyone who wants to start planning early to register. This course will help you break down all the technical, financial information so you can start your retirement planning now.” 

Charleton has been involved in community financial education for more than 20 years and is the franchise owner of IFP Financial, a financial advisory practice of Ameriprise Financial Services, with offices in Lake Jackson and Pasadena.

The Retirement Planning Today course at San Jacinto College takes participants through eight key areas: Life Planning for Retirement, Retirement Needs and Expenses, Retirement Roadblocks and Mistakes, Retirement Income Sources, Retirement Plan Distributions, Investments, Risk Management and Asset Protection, and Estate Planning. Participants will learn how to determine the amount of money they need to retire, create goals for a “successful retirement” with a comfortable standard of living, eliminate debt and improve cash flow, properly convert an IRA to a Roth IRA, select a retirement distribution plan, and reduce or eliminate taxes, expenses, delays, and legal challenges with estate planning.

“You can find trendy financial news almost anywhere, but it is difficult to use that information to make informed decisions and create a plan for your retirement,” said Charleton. “This course is designed to save you time by delivering comprehensive, objective knowledge you can easily apply to your situation.” 

Those interested in the Retirement Planning Today course can register for the fall 2019 session. Registration can be completed online at or in-person at the San Jacinto College South Campus CPD office at 13735 Beamer Road in Houston, Building 8, Room S8.1052. Tuition is $80 per individual, and class sizes are limited. Advanced registration is required. 

For more information visit or call 281-542-2020.